No Annual Fee Credit Cards

No Annual Fee Credit Cards


Choose from the following list of no annual fee credit cards. These cards offer most of the benefits as other cards at no additional annual fee cost. Apply online with secure credit card application.


 Discover® More(SM) Card

Discover Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers


 Citi® Platinum Select® Card

Citi Platinum Select

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.49%* None*

  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management


 Blue from American Express®

American Express Blue

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 15 Months* As Low As 8.99%* None*

  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval.  Get a decision in less than 60 seconds.


 Bank of America® Platinum Plus® Visa® Card

Bank of America Visa® Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* as low as 7.99%* None*

  • 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
  • 0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Blue Cash® from American Express

American Express Blue Cash

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.99%* None*

  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • Express Approval. Get a decision in less than 60 seconds.


 Discover® Open Road(SM) Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


 Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
up to 12 Months* As Low As 10.49%* None*

  • 0% APR* on balance transfers for up to 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases


 Disney Rewards® Visa® Card from Chase

Chase Disney Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Introductory APR for up to 12 Months*
  • No Annual Fee
  • Earn Disney rewards with everyday purchases
  • 0% financing on select Disney vacation packages
  • No Block-Out Dates


 Citi® Platinum Select® Card for College Students

Citi Student Platinum Select

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 12.99%* None*

  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • No minimum income or cosigner required
  • No annual fee
  • $0 liability on unauthorized purchases
  • FREE Online Account Management


 Miles by Discover® Card

Discover Miles

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*


 Citi PremierPass® Card

Citi PremierPass

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
Up to 12 Months* as low as 11.99%* None*

  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee


 Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 14.99%* None*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards


 Blue Sky from American Express®

American Express Blue Sky

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.99%* None*

  • No annual fee and 0% intro APR for up to 12 months
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Platinum Visa® Card

Chase Platinum Visa Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


 Discover® Motiva(SM) Card

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.9%* Up to 12 Months* 10.99%* None*

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned


 Chase Flexible Rewards™ Platinum Visa® Card

Chase Flexible Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months*
  • Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
  • Earn 1000 bonus points after first purchase*


 Citi® mtvU™ Platinum Select® Visa® Card for College Students

Citi Student mtvU

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 13.99%* None*

  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points for paying on time.
  • 250-2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • No Annual Fee


    •  Advanta Life-of-Balance Platinum Card

      Advanta Life of Balance Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      N/A* N/A* 9.99%* None*

      • 2.99% APR for Life of balances transferred within 3 months*
      • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
      • No Annual Fee and No Limit on Earnings
      • Get employee cards with no fee and set spending limits per user
      • $0 Fraud Liability
      • Personalized card -- your company name on the card, plus your logo.

      *see Terms & Conditions for important information, benefits and limitations


       Chase PerfectCard™ MasterCard®

      Chase PerfectCard

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 6 Months* 10.99%* None*

      • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
      • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
      • 1% rebates on ALL other purchases made anywhere else
      • 0% Intro APR for up to 6 months*
      • No Annual Fee
      • Earn rewards wherever the road takes you with the Chase PerfectCard.
        Rebates are automatically credited toward future purchases made on your card.


       Discover® Business Card

      Discover Business Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 12 Months - P* 13.99%* None*

      • Earn $100 Cashback Bonus when you apply now**
      • 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
      • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
      • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
      • No Annual Fee
      • Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
      • Free employee cards with customizable limits and monthly reporting on their spending


       Clear from American Express®

      American Express Clear

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* Up to 12 Months* As Low As 9.99%* None*

      • No fees of any kind.  No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
      • 0% intro APR for up to 12 months.
      • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
      • Pay in full, or carry a balance.
      • Express Approval. Get a decision in less than 60 seconds.


       Citi® Dividend Platinum Select® Card for College Students

      Citi Dividend Platinum Select Visa Card for College Students

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 6 Months* 13.99%* None*

      • 0% APR* for 6 months on purchases, cash advances and balance transfers.
      • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
      • No minimum income or cosigner required
      • No annual fee
      • FREE Online Account Management

       Advanta Platinum with Rewards Customized BusinessCard

      Advanta Platinum Business Custom Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      N/A* N/A* 7.99%* None*

      • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
      • 7.99% Variable APR on Purchases
      • Choice of 5% Cash Back on office supplies, gas and more*
      • No Annual Fee and No Limit on Earnings
      • Get employee cards with no fee and set spending limits per user
      • $0 Fraud Liability
      • Personalized card -- your company name on the card, plus logo or other image!

      *see Terms & Conditions for important information, benefits and limitations


       Discover® Business Miles Card

      Discover Business Miles

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 12 Months - P* 13.99%* None*

      • 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
      • 12,000 Bonus Miles*
      • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
      • No annual fee
      • Earn Double Miles on travel and gas*
      • Travel with no restrictions – book any airline, any date, any seat


       Advanta Platinum BusinessCard

      Advanta Platinum

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 12 Months* 11.99%* None*

      • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
      • Prime + 5.99% Variable APR thereafter
      • Up to $50,000 Credit Line
      • No Annual Fee
      • Get employee cards with no fee and set spending limits per user
      • $0 Fraud Liability
      • Personalized card -- your company name on the card, plus your logo.

      *see Terms & Conditions for important information, benefits and limitations


       Platinum Business Credit Card from OPENSM The Small Business Team

      American Express Platinum Business Card from OPEN

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 12 Months* As Low As 7.99%* None*

      • Option to enroll in the Membership Rewards Express® Program fee-free
      • There's no limit to the number of points you can earn
      • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
      • 0% APR for the first 12 months
      • No annual fee
      • No annual fee for Additional Cards


       Blue Cash® for Business Credit Card

      American Express Blue Cash For Business

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 6 Months* As Low As 7.99%* None*

      • Up to 5% Cash Back on virtually all purchases
      • No limit to the cash back you can earn
      • No annual fee
      • 0% Intro APR for first 6 months
      • Option to pay over time or pay in full
      • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
      • Earn cash rewards on purchases made by Additional Cardholders


       Hilton HHonors® Platinum Credit Card from American Express

      American Express Hilton HHonors

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      2.90* 6 Months* 14.99%* None*

      • Earn up to 50,000 HHonors® bonus points when you get the Card
      • No Annual Fee
      • Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
      • Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
      • No Blackout dates
      • Express Approval.  Get a decision in less than 60 seconds.


       Chase Platinum Visa® Business Card

      Chase Platinum Business Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 12 Months* 8.99%* None*

      • Save with 0% Intro APR for up to 12 months*
      • Free Online Reporting - Quarterly reports enable you to monitor your business spending.
      • No Annual Fee
      • Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
      • Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.


       Advanta Platinum BusinessCard with Rewards

      Advanta Rewards

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%
      BT Only*
      15 Months* 7.99%* None*

      • 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
      • 7.99% Variable APR (based on Prime) on Purchases
      • Up to 5% Cash Back on office supplies, gas and more*
      • No Annual Fee and No Limit on Earnings
      • Get employee cards with no fee and set monthly spending limits per user
      • $0 Fraud Liability
      • Personalized card -- your company name on the card, plus your logo.

      *see Terms & Conditions for important information, benefits and limitations


       Chase Business Rebate Card

      Chase Business Rebate Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      N/A* N/A* 7.99 F%* None*

      • 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores.*
      • 1% Cash Back on all other purchases.*
      • 0% Intro APR for up to 15 Months*, 7.99% Fixed APR on purchases and balance transfers.
      • No Annual Fee
      • FREE additional cards for your employees, FREE quarterly reports, and other online account management tools to help you keep track of your business expenses


       Citi® Bronze® / AAdvantage® World MasterCard®

      Citi Bronze / Aadvantage

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      N/A* N/A* 14.99%* None*

      • Earn 5,000 American Airlines AAdvantage® Bonus Miles after your first purchase with the card
      • No annual fee for your card
      • Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases - up to 25,000 miles per year


       Citi® Home Rebate Platinum Select® MasterCard®

      Citi Home Rebate Platinum

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%
      BT Only*
      12 Months* 9.99%* None*

      • Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
      • Receive 1% on all other purchases
      • Rebate automatically applied to your mortgage principal
      • NO CAP or limits on the amount of rebates you can accumulate in a year
      • 0% APR* on Balance Tranfers for 12 months
      • No annual fee


       Citi® Hilton Hhonors® Visa® Signature Card

      Citi Hilton Hhonors Visa

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      2.99%* 6 Months* 14.99 / 16.99%* None*

      • Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening.
      • Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.
      • Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.
      • Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
      • Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
      • 2.99% APR* for 6 months on purchases and balance transfers
      • No Annual Fee 


       BP Visa®Card

      Chase BP Visa Rewards Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%
      BT Only*
      6 Months* 11.99%* None*

      • 0% APR for up to 6 months
      • No Annual Fee
      • Double Rebates for two months
      • 5% rebates on all participating BP location purchases
      • 2% rebates on all eligible travel and dining purchases
      • 1% rebates on all other eligible purchases
      • No limit on rebates
      • Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund


       Discover® More(SM) Card - Clear

      Discover Clear

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* Up to 12 Months* 10.99%* None*

      • Earn more cash in more ways than anyone elseSM*
      • Unlimited cash rewards, automatically
      • Up to 20% Cashback Bonus® when you shop online*
      • Double rewards with more than 100 Cashback Bonus Partners*
      • Customer Service in less than a minute, anytime you want
      • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


       Discover® More(SM) Card - American Flag

      Discover Flag Platinum Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* Up to 12 Months* 10.99%* None*

      • Earn more cash in more ways than anyone elseSM*
      • Unlimited cash rewards, automatically
      • Up to 20% Cashback Bonus® when you shop online*
      • Double rewards with more than 100 Cashback Bonus Partners*
      • Customer Service in less than a minute, anytime you want
      • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


       Discover® More(SM) Card - Sealife Collection

      Discover Sea Life Card

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* Up to 12 Months* 10.99%* None*

      • Earn more cash in more ways than anyone elseSM*
      • Unlimited cash rewards, automatically
      • Up to 20% Cashback Bonus® when you shop online*
      • Double rewards with more than 100 Cashback Bonus  Partners*
      • Customer Service in less than a minute, anytime you want
      • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


       Discover® Student Card

      Discover Student Classic

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 6 Months* 14.99%* None*

      • Earn more cash in more ways than anyone elseSM*
      • Unlimited cash rewards, automatically
      • Up to 20% Cashback Bonus® when you shop online*
      • Double rewards with more than 100 Cashback Bonus Partners*
      • Customer Service in less than a minute, anytime you want


       Discover® Student Card - Clear

      Discover Student Clear

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 6 Months* 14.99%* None*

      • Build your credit history
      • 0% Interest* on Purchases for 6 Months
      • No minimum income or cosigner required
      • No Annual Fee
      • Easy Online Account Management tools


       Discover® Student Card - Tropical Beach

      Discover Student Tropical Beach

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* 6 Months* 14.99%* None*

      • Earn more cash in more ways than anyone elseSM*
      • Unlimited cash rewards, automatically
      • Up to 20% Cashback Bonus® when you shop online*
      • Double rewards with more than 100 Cashback Bonus Partners*
      • Customer Service in less than a minute, anytime you want


       Discover® More(SM) Card - Wildlife Collection

      Discover Wildlife

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      Intro
      APR
      Intro
      Period
      Regular
      APR
      Annual
      Fee
      0%* Up to 12 Months* 10.99%* None*

      • Earn more cash in more ways than anyone elseSM*
      • Unlimited cash rewards, automatically
      • Up to 20% Cashback Bonus® when you shop online*
      • Double rewards with more than 100 Cashback Bonus Partners*
      • Customer Service in less than a minute, anytime you want
      • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers