Low Interest Credit Cards

Low Interest Credit Cards


Choose from the following list for the Low Interest Credit Cards. These cards offer low fixed APR and many cards feature 0% introductory APR. Apply for the credit card that meets your requirements by filling out a secure online credit card application.


 Discover® More(SM) Card

Discover Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers


 Citi® Platinum Select® Card

Citi Platinum Select

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.49%* None*

  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management


 Blue from American Express®

American Express Blue

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 15 Months* As Low As 8.99%* None*

  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval.  Get a decision in less than 60 seconds.


 Bank of America® Platinum Plus® Visa® Card

Bank of America Visa® Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* as low as 7.99%* None*

  • 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
  • 0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Blue Cash® from American Express

American Express Blue Cash

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.99%* None*

  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • Express Approval. Get a decision in less than 60 seconds.


 Discover® Open Road(SM) Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


 Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
up to 12 Months* As Low As 10.49%* None*

  • 0% APR* on balance transfers for up to 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases


 Disney Rewards® Visa® Card from Chase

Chase Disney Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Introductory APR for up to 12 Months*
  • No Annual Fee
  • Earn Disney rewards with everyday purchases
  • 0% financing on select Disney vacation packages
  • No Block-Out Dates


 Miles by Discover® Card

Discover Miles

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*


 Citi PremierPass® Card

Citi PremierPass

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
Up to 12 Months* as low as 11.99%* None*

  • 10,000 bonus points after $300 in purchases made within 3 months of account opening*
  • Earn 1 point for every dollar spent on all purchases*
  • Earn 1 point for every 3 miles you fly on any airline*
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
  • Redeem points for flights on any airline with no blackout dates*
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee


 Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 14.99%* None*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards


 Blue Sky from American Express®

American Express Blue Sky

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.99%* None*

  • No annual fee and 0% intro APR for up to 12 months
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Platinum Visa® Card

Chase Platinum Visa Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


 Discover® Motiva(SM) Card

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.9%* Up to 12 Months* 10.99%* None*

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 One from American Express®

American Express One

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* As Low as 10.99%* $35*

  • Get $50 after your first purchase
  • No Pre-Set Spending Limit*
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
  • Never pay interest on new purchases
  • The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned


 Chase Flexible Rewards™ Platinum Visa® Card

Chase Flexible Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months*
  • Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
  • Earn 1000 bonus points after first purchase*


 Chase PerfectCard™ MasterCard®

Chase PerfectCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.


 Clear from American Express®

American Express Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 9.99%* None*

  • No fees of any kind.  No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • 0% intro APR for up to 12 months.
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Pay in full, or carry a balance.
  • Express Approval. Get a decision in less than 60 seconds.


 Chase TravelPlus Visa® Card

Chase Travel Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 14.99%* None*

     
  • Earn 2 miles per $1 on travel purchases
  • Earn 1 mile per $1 on all other purchases
  • Annual rewards fee of $29
  • Redeem for airline tickets, cash, gift cards and more!
  • Intro 0% Fixed APR for up to 12 months


 Citi® Home Rebate Platinum Select® MasterCard®

Citi Home Rebate Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
12 Months* 9.99%* None*

  • Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
  • Receive 1% on all other purchases
  • Rebate automatically applied to your mortgage principal
  • NO CAP or limits on the amount of rebates you can accumulate in a year
  • 0% APR* on Balance Tranfers for 12 months
  • No annual fee


 Citi® Hilton Hhonors® Visa® Signature Card

Citi Hilton Hhonors Visa

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
2.99%* 6 Months* 14.99 / 16.99%* None*

  • Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening.
  • Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.
  • Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.
  • Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
  • Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
  • 2.99% APR* for 6 months on purchases and balance transfers
  • No Annual Fee 


 Discover® More(SM) Card - Clear

Discover Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus  Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Pulaski Bank VISA® Card

Pulaski Bank Mastercard/Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 6.50%* $35*

  • 6.50% APR
  • 0.0% Introductory APR on all balance transfers
  • Fixed low rate.
  • Best Credit Card Rate in the Country
  • No Fee balance transfers

 


 Pulaski Bank Visa Gold

Pulaski Bank Gold Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 8.00%* None*

  • 8.00% APR
  • Low Rate
  • No Annual Fee
  • 0% Balance Transfers


 Union Plus® MasterCard®

Union Plus Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
1.99%* 6 Months* 13.99%* None*

  • FREE Rewards Program designed for hard-working union members.
  • Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
  • Earn 1 Point for every dollar spent anywhere
  • Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
  • NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
  • 1.99% introductory APR on new purchases*.
  • All Calls answered in the United States.
  • No annual fee and No liability for unauthorized


 Bank of America Accelerated Rewards™ American Express® Card

Bank of America Rewards American Express Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.9%* None*

  • Earn rewards faster with 1.25 points for every net retail purchase dollar§
  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.

Terms & Conditions


 Bank of America Visa Signature® WorldPoints™ Rewards

Bank of America Visa Signature with WorldPoints

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99%* None*

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
  • Card issued by FIA Card Services, NA.

Terms & Conditions


 Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card

Bank of America WorldPoints Platinum Plus MasterCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99%* None*

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions


 Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card

Bank of America WorldPoints Platinum Plus Visa Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99%* None*

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A. (USA)

Terms & Conditions


 Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card

Bank of America® Cash Rewards Credit Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99%* None*

  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
  • No Annual Fee
  • Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
  • Absolute fraud protection against unauthorized use, online and offline.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Elite Rewards® World MasterCard®

BOA Elite Rewards World MasterCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.9 / 15.99%* None*

  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
  • No annual fee.
  • Earn 500 Bonus Points after first qualifying purchase with the account.
  • Earn Bonus Points for every net retail dollar you spend at participating merchants.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Chase Platinum MasterCard®

Chase Platinum MasterCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


 Citi® Diamond Preferred® Card

Citi Diamond Prefered Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* As Low As 8.49%* None*

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee


 NASCAR RacePointsSM Platinum Plus® Visa® Card

NASCAR RacePoints(SM) Visa Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Billing Cycles* 9.99 / 15.99%* None*

  • Earn RacePointsSM every time you make a purchase.
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
  • No annual fee
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 Brighter Planet™ Visa® Credit Card



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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99%* None*

  • Automatic point redemptions to help build renewable energy projects
  • 1 EarthSmart Point for every $1 net retail
  • 1,000 EarthSmart bonus points with first transaction
  • 1,000 EarthSmart bonus points for signing up for paperless statements
  • For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

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