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Choose from the following list for the Low Interest Credit Cards. These cards offer low fixed APR and many cards feature 0% introductory APR. Apply for the credit card that meets your requirements by filling out a secure online credit card application.
| Discover® More(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 12 months on Purchases and Balance Transfers
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| Citi® Platinum Select® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.49%* |
None* |
|
|
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Blue from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 15 Months* |
As Low As 8.99%* |
None* |
|
|
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Bank of America® Platinum Plus® Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
as low as 7.99%* |
None* |
|
|
- 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
- 0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
- No annual fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
Terms & Conditions
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| Blue Cash® from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.99%* |
None* |
|
|
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Express Approval. Get a decision in less than 60 seconds.
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| Discover® Open Road(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| Citi® Diamond Preferred® Rewards Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
up to 12 Months* |
As Low As 10.49%* |
None* |
|
|
- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Disney Rewards® Visa® Card from Chase |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
|
- 0% Introductory APR for up to 12 Months*
- No Annual Fee
- Earn Disney rewards with everyday purchases
- 0% financing on select Disney vacation packages
- No Block-Out Dates
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| Miles by Discover® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
|
|
- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Unlimited Miles while your account is active
- 0% Intro APR*
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| Citi PremierPass® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
Up to 12 Months* |
as low as 11.99%* |
None* |
|
|
- 10,000 bonus points after $300 in purchases made within 3 months of account opening*
- Earn 1 point for every dollar spent on all purchases*
- Earn 1 point for every 3 miles you fly on any airline*
- Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
- Redeem points for flights on any airline with no blackout dates*
- 0% APR* on balance transfers for up to 12 months
-
No annual fee
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| Chase Freedom(SM) Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
None* |
|
|
- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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| Blue Sky from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.99%* |
None* |
|
|
- No annual fee and 0% intro APR for up to 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
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| Chase Platinum Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
|
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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| Discover® Motiva(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 3.9%* |
Up to 12 Months* |
10.99%* |
None* |
|
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- Cash Rewards for your good credit management!*
- Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| One from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
As Low as 10.99%* |
$35* |
|
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- Get $50 after your first purchase
- No Pre-Set Spending Limit*
- Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
- Never pay interest on new purchases
- The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
- No annual fee for the first year - A $35 savings
- Express Approval. Get a decision in less than 60 seconds.
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| Chase Free Cash Rewards(SM) Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
|
- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
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| Chase Flexible Rewards Platinum Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
|
- 0% Intro APR for up to 12 months*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
- Earn 1000 bonus points after first purchase*
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| Chase PerfectCard MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
|
|
- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
- Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.
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| Clear from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 9.99%* |
None* |
|
|
- No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
- 0% intro APR for up to 12 months.
- Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
- Pay in full, or carry a balance.
- Express Approval. Get a decision in less than 60 seconds.
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| Chase TravelPlus Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
14.99%* |
None* |
|
|
- Earn 2 miles per $1 on travel purchases
- Earn 1 mile per $1 on all other purchases
- Annual rewards fee of $29
- Redeem for airline tickets, cash, gift cards and more!
- Intro 0% Fixed APR for up to 12 months
|
|
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| Citi® Home Rebate Platinum Select® MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
12 Months* |
9.99%* |
None* |
|
|
- Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
- Receive 1% on all other purchases
- Rebate automatically applied to your mortgage principal
- NO CAP or limits on the amount of rebates you can accumulate in a year
- 0% APR* on Balance Tranfers for 12 months
- No annual fee
|
|
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| Citi® Hilton Hhonors® Visa® Signature Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.99%* |
6 Months* |
14.99 / 16.99%* |
None* |
|
|
- Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening.
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.
- Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
- 2.99% APR* for 6 months on purchases and balance transfers
- No Annual Fee
|
|
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| Discover® More(SM) Card - Clear |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
|
|
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| Discover® More(SM) Card - American Flag |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
|
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| Discover® More(SM) Card - Sealife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
|
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| Discover® More(SM) Card - Wildlife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Pulaski Bank VISA® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
6 Months* |
6.50%* |
$35* |
|
|
- 6.50% APR
- 0.0% Introductory APR on all balance transfers
- Fixed low rate.
- Best Credit Card Rate in the Country
- No Fee balance transfers
|
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| Pulaski Bank Visa Gold |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
6 Months* |
8.00%* |
None* |
|
|
- 8.00% APR
- Low Rate
- No Annual Fee
- 0% Balance Transfers
|
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| Union Plus® MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 1.99%* |
6 Months* |
13.99%* |
None* |
|
|
- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere
- Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
- 1.99% introductory APR on new purchases*.
- All Calls answered in the United States.
- No annual fee and No liability for unauthorized
|
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| Bank of America Accelerated Rewards American Express® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.9%* |
None* |
|
|
- Earn rewards faster with 1.25 points for every net retail purchase dollar§
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
- Free 24/7 Concierge Service
- Access to more than 2,200 American Express Travel Services locations worldwide to help you.
Terms & Conditions
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| Bank of America Visa Signature® WorldPoints Rewards |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
|
|
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
- Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
- Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
- Card issued by FIA Card Services, NA.
Terms & Conditions
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| Bank of America WorldPoints Platinum Plus® MasterCard® Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
|
|
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
Terms & Conditions
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| Bank of America WorldPoints Platinum Plus® Visa® Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
|
|
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Card issued by FIA Card Services, N.A. (USA)
Terms & Conditions
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| Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
|
|
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
- No Annual Fee
- Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
- Absolute fraud protection against unauthorized use, online and offline.
- Card issued by FIA Card Services, N.A.
Terms & Conditions
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| Elite Rewards® World MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.9 / 15.99%* |
None* |
|
|
- Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
- Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
- No annual fee.
- Earn 500 Bonus Points after first qualifying purchase with the account.
- Earn Bonus Points for every net retail dollar you spend at participating merchants.
- Card issued by FIA Card Services, N.A.
Terms & Conditions
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| Chase Platinum MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
|
- 0% Intro APR for up to 12 months
- The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
- No Annual Fee
- Interest-free grace period when you pay your bill in full each month
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
|
|
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| Citi® Diamond Preferred® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.49%* |
None* |
|
|
- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- No annual fee
|
|
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| NASCAR RacePointsSM Platinum Plus® Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Billing Cycles* |
9.99 / 15.99%* |
None* |
|
|
- Earn RacePointsSM every time you make a purchase.
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 12 billing cycles.
- No annual fee
- Online Banking Service
- Total Security Protection®
- Card issued by FIA Card Services, N.A.
Terms & Conditions
|
|
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| Brighter Planet Visa® Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
9.99 / 15.99%* |
None* |
|
|
- Automatic point redemptions to help build renewable energy projects
- 1 EarthSmart Point for every $1 net retail
- 1,000 EarthSmart bonus points with first transaction
- 1,000 EarthSmart bonus points for signing up for paperless statements
- For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
- Card issued by FIA Card Services, N.A.
Terms & Conditions
|
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